JOSEPHINE GABRIELE, ET AL. VS. LYNDHURST RESIDENTIAL COMMUNITY, L.L.C., ET AL. A-5257-10T3

JOSEPHINE GABRIELE, ET AL. VS. LYNDHURST RESIDENTIAL COMMUNITY, L.L.C., ET AL. A-5257-10T3

A general employee exclusion from insurance coverage for personal injury to an employee of "any insured" arising out of or in the course of, or as a consequence of, employment by any insured, excludes coverage to an additional insured for personal injury or death of an employee of the named insured.  When an endorsement to an insurance policy restricts the coverage provided by the basic policy, the endorsement is generally controlling. 05-18-12