High Point Insurance Company v. J.M. (a minor), K.M. (aminor) by their G/A/L G.M. and C.M., G.M. and C.M. individually, and George Van Dyke

03-12-08 A-0829-06T5

In a coverage action, we develop the public policy issues
considered in J.C. v. N.B., 335 N.J. Super. 503 (App. Div.
2000), certif. denied, 168 N.J. 294 (2001), and conclude that
the public policy providing for vigilance of spouse to protect
child sexual abuse victims precludes coverage under homeowner's
policy for spouse as well as the abuser.