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Thursday, February 10, 2011

OHIO CASUALTY INSURANCE COMPANY VS. ISLAND POOL & SPA, INC. A-3216-09T2

OHIO CASUALTY INSURANCE COMPANY VS. ISLAND POOL & SPA,

INC.

A-3216-09T2 02-09-11

We construe the "ongoing operations" j(5) exclusion

contained in the comprehensive general liability insurance

policy issued by Ohio Casualty to its insured, a company that

maintains and installs swimming pools. During the course of the

repainting project Island Pool had been hired to perform, the

swimming pool was damaged when it popped out of the ground. We

held that j(5) "ongoing operations" exclusion entitled the

carrier to deny coverage for the expenses Island Pool incurred

in repairing the pool because, as specified in the j(5)

exclusion, the property damage occurred while Island Pool's work

was ongoing, the damage arose out of the work Island Pool was

performing, and the damage was to the particular part of the

real property on which Island Pool was working