ROBERT KATCHEN VS. GOVERNMENT EMPLOYEES INSURANCE COMPANY, ET AL. (L-2766-16, MORRIS COUNTY AND STATEWIDE) (A-5685-16T4)
The primary question raised in this appeal is whether an auto insurer may combine uninsured and underinsured motorist coverage in a single section and include exclusions not listed on the policy's declaration page. We also consider if an insurer may exclude underinsured motorist coverage for an accident involving a vehicle owned by the insured but not covered under the subject policy. Because we find the exclusion does not violate public policy or result in ambiguity, we reverse.
Judge Suter wrote a dissent.
