PEREZ V. FARMERS MUTUAL FIRE INSURACE CO. AND ENCOMPASS PROPERTY & CASUALTY INSURANCE CO. A-0490-09T3 1-11-11
A fifteen-passenger van owned by a church, which the church used to transport members of its congregation to services, does not fall within the definition of an "automobile" contained in N.J.S.A. 39:6A-2, thus requiring the van's insurer to provide coverage for PIP benefits, because such a vehicle must be "owned by an individual or by a husband and wife who are residents of the same household" to be an "automobile" under the statutory definition.
