04-17-09 Franklin Mutual Insurance Company v. Metropolitan
Property & Casualty Insurance Company
A-5265-07T2
The continuous trigger theory was adopted in Owens-
Illinois, Inc. v. United Insurance Co., 138 N.J. 437 (1994) to
allocate insurance coverage in long-term environmental
contamination cases. We address how the allocation is applied
when the property has more than one owner during the period of
contamination.
