Hardy v. Abdul-Matin, et al., and Liberty Mutual Insurance Company
(A-112-07) Decided March 5, 2009
The unambiguous language in N.J.S.A. 39:6A-7(b)(2) and the
Liberty Mutual insurance policy make it clear that the plaintiff
may not receive Personal Injury Protection (PIP) benefits
because he did not have the permission of the owner to occupy
the vehicle in which he was injured.