2-19-09 Camie Livsey v. Mercury Insurance Group (A-96-07)
There are fundamental differences between the personal injury protection (PIP) statute and the uninsured motorist (UM) statute sufficient to bar the importation of the extent of PIP coverage in the context of a drive-by shooting to a UM coverage question. Also, because the insured’s injuries from the drive-by shooting were not causally connected to the insured’s use of her motor vehicle, the Court reverses the judgment of the Appellate Division and reinstates the trial court’s judgment in favor of the insurer.
