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Thursday, July 10, 2008

Jill Golden, et al. v. GMAC Insurance Company

06-23-08 A-4124-06T1

Where tortfeasor driver was insured at the time of the accident but became an uninsured motorist more than five years later when his automobile insurance carrier was deemed insolvent, we held that plaintiff's UIM claim against her insurer accrued as of the date of the insurance carrier's insolvency, rather than at the date of the accident. Accordingly, the six-year statute of limitations began to run upon the insurance carrier's liquidation and plaintiff's UIM claim was timely.